Arab Bank Group Posts $818.1M Profit, Up 9.3% in 2025

Arab Bank Group announced robust financial results for the first nine months of 2025, recording a 9.3% year-on-year increase in net income after tax to reach $818.1 million, compared to $748.6 million in the same period last year. The Group’s total equity rose to $12.9 billion, underscoring its strong capital foundation and prudent financial management.

The performance was driven by increased business activity across core banking segments and continued expansion of the customer base in key regional markets. Total assets grew by 8.9% to $76.8 billion, while net loans rose 8.6% to $37 billion, and customer deposits increased 8% to $55.8 billion, reflecting sustained customer confidence and solid operational execution.

Commenting on the results, Mr. Sabih Masri, Chairman of Arab Bank, attributed the strong performance to the Group’s steadfast commitment to its long-term strategic plan focused on sustainable growth, efficiency, and sound risk management. He emphasized that the results reaffirm Arab Bank’s resilience and ability to navigate evolving global economic challenges while delivering innovative banking solutions tailored to client needs across diverse markets.

Mr. Masri highlighted the Group’s ongoing efforts to expand its wealth management and private banking offerings, noting the successful merger of Gonet & Cie SA and ONE swiss bank SA under Arab Bank Switzerland. This merger marks a major milestone in strengthening the Group’s global private banking presence. He also pointed out the launch of Arab Bank Iraq earlier this year, expanding the Group’s footprint and reinforcing its position as a leading financial institution across the MENA region.

Ms. Randa Sadik, Chief Executive Officer of Arab Bank, remarked that the Group’s diversified geographic presence and revenue streams were key to maintaining strong operational performance despite prevailing global economic uncertainties. She noted that Arab Bank maintained healthy liquidity levels, with a loans-to-deposits ratio of 73.2%, and adhered to a prudent credit policy, with coverage for non-performing loans exceeding 100%.

She added that the Group’s capital adequacy ratio stood at 17.2%, well above regulatory requirements set by the Central Bank of Jordan, reflecting its financial strength and conservative risk posture.

Ms. Sadik further emphasized Arab Bank’s continued investment in digital transformation and innovative banking solutions, which enhance customer experience and drive long-term competitiveness. These initiatives, she noted, ensure that Arab Bank remains well-positioned to capitalize on future opportunities in a rapidly evolving financial landscape.